SOURCING CAPITAL. FUNDING INVESTMENTS.

 

At SMI Capital, you will receive solutions to fund your vision. We foster connections with a broad network of equity and lending sources so we’re ready to go when you find your next investment. Whether you plan refinancing, cash out, permanent financing, or bridge financing, our lending advisors will access competitive loan solutions for you.

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SMI Capital - Sourcing Capital. Funding Investments. SMI Capital fosters connections with a network of equity and lending sources for your next investment.
FEATURED TRANSACTIONS
SMI Capital - 2359 NE Division St, Bend

2359 NE Division St, Bend

$3,060,000

  • Construction Financing
  • 90% LTV on Purchase
  • 100% LTC of Construction
  • Not to Exceed 80% LTV of Stabilized Value

Monmouth Commons

$6,000,000

  • New Construction
  • Permanent Financing for Construction Project
  • Replenished Investor’s Cash Basis
  • Monmouth, Oregon
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TEAM MEMBERS
SMI Capital - Team Member - Zackary Reitan - Director, Sr. Capital Advisor
Zackary Reitan

Managing Director, Sr. Capital Advisor

Zackary is a highly-skilled commercial loan broker specializing in multi-family loan programs, owner-user commercial real estate and portfolio consolidations.

SMI Capital - Team Member - Michael O’Connor - Sr. Capital Advisor
Michael O’Connor

Sr. Capital Advisor

Michael is a commercial loan broker who specializes in multifamily lending and development built on decade long experience in the financial sector.

SMI Capital - Team Member - Tayler Herman - Director of Operations
Tayler Herman

Director of Operations

Tayler is a operations, project, staff, and inventory management professional overseeing, directing complex projects delivering multi-million-dollar revenue.

SMI Capital - Team Member - Director of Business Development
Brandon Lamma

Director of Business Development

Brandon is an experienced commercial and residential professional with more than 10 years in lending, treasury and portfolio management.

SMI Capital - Team Member - Luke Dilorenzo - Associate Capital Advisor
Luke Dilorenzo

Associate Capital Advisor

Luke began investing through house-hacking. His understanding of leverage, cashflow and passive income and have shaped a successful career in real estate.

CAPITAL TYPES
Multifamily Term
  • $1M – $100M+
  • 5 – 10 year terms
  • Up to 80% LTV
  • IO and various amortization options
  • Flexible DSCR, as low as 1.15x
  • Non-recourse available
  • Multifamily, condos, mixed use w/ majority residential, others assets case by case
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Development/New Construction
  • New SFR construction loan + term loan take out financing
  • $3M – $50M+
  • Up to 80% LTC construction loan and 75% LTV term loan
  • 12-36 month term construction loan, 5 – 10 year term loan
  • Floating or fixed rate construction loan with conversion to term loan
  • Coordinated construction draw process with SMI consultation
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Commercial (Owner Occupied / Non-Owner Occupied)
  • $500,0000 – $50M+
  • 5 – 15 year terms
  • 10-30 years amortization
  • Up to 80% LTV
  • Global or property specific DSCR
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SBA Guaranteed (504 / 7a)
  • $500,0000 – $50M+
  • Long-term, below-market fixed interest rates
  • Up to 90% LTV
  • 20- or 25-year amortization on real estate
  • Preserve working capital
  • No balloon payments
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